Last Updated: January 1, 2025

Welcome to GetBiz.Credit. These Terms of Use ("Terms") govern your access to and use of the GetBiz.Credit website (getbiz.credit) and services operated by Get Biz Credit ("GetBiz.Credit," "we," "us," or "our").

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Description of Services

GetBiz.Credit provides educational content, tools, and resources designed to help business owners build business credit. Our services include but are not limited to:

• Educational training modules and courses
• Business credit building tools and checklists
• Vendor lists and application guidance
• Community access and support
• Coaching and consulting services (for applicable membership levels)

2. Account Registration

To access certain features of our services, you must create an account. When creating an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

3. Membership and Payment

Membership Levels

We offer various membership levels with different features and pricing. The specific features available to you depend on your membership level as described on our pricing page.

Payment Terms

• All membership fees are one-time payments unless otherwise stated
• Payment is due at the time of purchase
• All prices are in US dollars
• We accept major credit cards and other payment methods as specified

Refund Policy

We offer a 30-day action-based guarantee. To qualify for a refund:

• You must complete all training modules within 30 days of purchase
• You must demonstrate a good-faith effort to follow the system
• You must contact us with documentation of your completion

This is not a "try it and return it" policy. Refund requests that do not meet these criteria may be denied at our discretion.

4. Intellectual Property

All content on our website and within our services, including but not limited to text, graphics, logos, images, videos, audio, software, and training materials, is the property of Get Biz Credit or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Your membership grants you a limited, non-exclusive, non-transferable license to access and use the content for your personal, non-commercial use. You may not:

• Copy, modify, or distribute our content
• Share your account credentials with others
• Resell, sublicense, or commercially exploit our content
• Remove any copyright or proprietary notices
• Use our content to create competing products or services

5. User Conduct

When using our services, you agree not to:

• Violate any applicable laws or regulations
• Infringe on the rights of others
• Submit false or misleading information
• Interfere with or disrupt our services
• Attempt to gain unauthorized access to our systems
• Use our services for any fraudulent or illegal purpose
• Harass, threaten, or defame other users or our staff
• Share or distribute our proprietary content without authorization

6. Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

We do not guarantee that:

• Our services will meet your specific requirements
• Our services will be uninterrupted, timely, secure, or error-free
• Any information obtained through our services will be accurate or reliable
• You will achieve any particular results from using our services

7. No Financial or Legal Advice

GetBiz.Credit provides educational information only. We are not a credit repair organization, financial advisor, attorney, or accountant.

Our content should not be construed as:

• Financial, investment, or accounting advice
• Legal advice
• Credit repair services
• A guarantee of credit approval or specific results

You should consult with qualified professionals for advice specific to your situation.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, GET BIZ CREDIT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

Our total liability for any claims arising from or related to these Terms or our services shall not exceed the amount you paid us in the twelve (12) months prior to the event giving rise to the liability.

9. Indemnification

You agree to indemnify, defend, and hold harmless Get Biz Credit, its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from:

• Your use of our services
• Your violation of these Terms
• Your violation of any rights of another party
• Your conduct in connection with our services

10. Termination

We may terminate or suspend your account and access to our services at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

Upon termination, your right to use our services will immediately cease. Provisions of these Terms that by their nature should survive termination shall survive.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes arising from these Terms or our services shall be resolved in the state or federal courts located in Fulton County, Georgia.

12. Arbitration Agreement

Any dispute, controversy, or claim arising out of or relating to these Terms or our services shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Atlanta, Georgia. The decision of the arbitrator shall be final and binding.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the updated Terms on our website and updating the "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and Get Biz Credit regarding your use of our services.

16. Contact Information

If you have any questions about these Terms, please contact us:

• Email: info@getbiz.credit
• Phone: (877) 777-0671
• Address: 3355 Lenox Rd. NE Suite 600, Atlanta, GA 30326