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Business credit is a credit profile established under your business's EIN (Employer Identification Number) rather than your personal Social Security Number. It allows your business to access funding, credit cards, and lines of credit based on the business's creditworthiness, not yours personally. This keeps your personal and business finances separate and protects your personal credit score.
No! Our Phase 1 (Business Foundation) walks you through everything you need to establish a proper business entity. Whether you're just starting out or have an existing business that needs restructuring, we'll help you set up the right foundation for building business credit.
No. One of the main benefits of building business credit is that it's separate from your personal credit. When done correctly using our system, your business credit activity won't appear on your personal credit report or affect your personal credit score. The accounts are tied to your EIN, not your SSN.
Unlike many programs that just sell you information, GetBiz.Credit provides a complete system with training, tools, vendor introductions, and ongoing support. We're not a credit repair company — we help you BUILD business credit from scratch. Our one-time pricing model (no monthly fees) and action-based guarantee set us apart.
Most members start seeing results within 30-90 days of starting the program. The speed depends on how quickly you complete each phase and how actively you engage with the system. Our VIP members with done-for-you services often see faster results because our team handles the applications and follow-ups.
Our system consists of: 1) Business Foundation - establishing your entity, 2) SEO & Online Presence - building your digital footprint, 3) Tier One Creditors - opening your first reporting accounts, 4) Tier Two Creditors - expanding with store credit, 5) Credit Maintenance - monitoring and optimizing, 6) Cash Flow & Debt Management - accessing unsecured credit, and 7) Growth & Loans - qualifying for major funding.
Yes, the phases are designed to build on each other. You need a proper business foundation before creditors will approve you. You need Tier One accounts before Tier Two creditors will consider you. Following the system in order ensures the best results and highest approval rates.
We have relationships with dozens of vendors across all tiers. These include Net-30 vendors that report to business credit bureaus, store credit card issuers, and business credit card companies. Our vendor lists are regularly updated to ensure they're still reporting and approving new businesses.
Yes! All our membership levels are one-time payments with no recurring monthly fees. Once you purchase, you have lifetime access to your membership level's content, tools, and features. We don't believe in trapping people in subscriptions.
For most business owners, we recommend the Platinum membership. It includes personalized guidance and dedicated support that significantly speeds up your journey. If you're on a tight budget, Basic gives you the essential training. If you want everything done for you, VIP is the way to go.
Absolutely! You can upgrade your membership at any time. You'll only pay the difference between your current plan and the new plan you're upgrading to. Many members start with Basic or Gold and upgrade to Platinum once they see the value.
Our VIP program is a done-for-you service where our team handles everything for you. This includes 1-on-1 strategy sessions, application submissions on your behalf, credit monitoring, and white-glove onboarding. It's perfect for busy entrepreneurs who want results without doing all the work themselves.
We offer payment plans for Gold and Platinum memberships. Contact us at info@getbiz.credit to discuss payment plan options that work for your situation.
While results vary, our system is designed to help you build $100,000 or more in business credit access. This includes vendor accounts, store credit cards, business credit cards, and eventually business loans and lines of credit. The actual amount depends on your business type, revenue, and how diligently you follow the system.
Denials happen, especially in the early phases. Our training covers how to handle denials, including reconsideration strategies and what to do before reapplying. The key is following our timing guidelines and making sure your foundation is solid before applying.
Support varies by membership level. All paid members get email support and community access. Gold and above get live coaching calls. Platinum gets dedicated support. VIP members get 1-on-1 strategy sessions and a dedicated team. Check our pricing page for full details.
Our 30-day action-based guarantee means if you complete all training modules within 30 days and don't feel confident about your path to building business credit, we'll work with you until you do — or refund your investment. This isn't a "try it and return it" policy; it requires that you actually do the work.
To request a refund under our guarantee, you must demonstrate that you've completed the training modules and made a good-faith effort to follow the system. Contact support@getbiz.credit with your completion records and we'll review your case.
Our team is here to help. Reach out and we'll get back to you as soon as possible.
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Join GetBiz.Credit today and take the first step toward building a business credit profile that opens doors to real funding opportunities.
